Knowledge Hub

An emergency fund acts as a buffer against life’s uncertainties, reducing the stress and anxiety that come with unexpected expenses.

Diversifying your investment portfolio is key to managing risk and building long-term financial stability and resilience.

Investing is a crucial part of financial planning, but the approach you take can vary significantly based on age.

Many taxpayers overlook deductions that could reduce their taxable income and improve their financial well-being.

Investing can be a rollercoaster which is frightening for many, and it is not uncommon for market fluctuations to cause stress and anxiety.

Monetary policy refers to the actions undertaken by a country’s central bank to control the money supply, manage interest rates, and achieve macroeconomic goals.

Fiscal policy is a critical component of economic management which involves the government’s use of spending and taxation to influence economic conditions.

A successful investment portfolio starts with thoughtful planning, consistency, and a focus on long-term goals.

Annuities can be a valuable component of a retirement plan, but they also come with complexities and considerations.

Like any investment, property is not guaranteed to increase in value, and also has its own set of advantages and disadvantages.

Private equity firms specialise in acquiring and transforming companies, aiming to boost profitability and deliver strong returns for investors.

Hedging offers a simple way to minimise currency risk within your investments, but is it as effective as it seems?

It may seem obvious to gravitate towards higher interest rates, but there may be more risks involved than you think.

In the never-ending debate between renting and buying a home, there is no one-size-fits-all answer and depends on a number of factors, unique to your circumstances.

Facing a retirement savings shortfall can be daunting, but it’s essential to tackle the issue head-on and take proactive steps to bolster your savings.

Dividends are an important part of the total return you achieve within your investments and can be particularly useful for income stability.

An OEIC (or SICAV) is a collective investment scheme that pools money from multiple investors to invest in a diversified portfolio of assets.

Retirement planning is not just about saving money, it’s about envisioning and actively working towards the kind of retirement lifestyle you desire.

Tenant turnover can significantly affect a landlord’s bottom line, leading to extended vacancies and increased costs.

Saving money is often a battle between the logical desire to secure our financial future and the emotional pull of instant gratification by buying a new item.

The question that often perplexes both seasoned and novice investors alike is: When is the best time to invest?

Just like aligning those iconic falling blocks, rebalancing is the strategic move that keeps your financial game strong.

Financial independence and early retirement can provide a life filled with leisure, but it requires careful planning and a strong financial foundation.

Bonds play a pivotal role in the financial market, and understanding what they are is crucial to anyone looking to include them in an investment portfolio.

The Swiss Franc, symbolised as CHF, stands as one of the world’s most robust and stable currencies.

A significant amount of cash savers do not know what impact inflation will have on the real value of their cash savings over time.

If you are considering retiring away from Switzerland, familiarise yourself with the differences between your destination and Switzerland.

Artificial intelligence (AI) is reshaping how people see and interact with the world, and the Finance industry is no exception to this.

Within the world of mutual funds and exchange-traded funds (ETFs), you will often have the choice to opt for accumulation or income.

Teaching kids about money from a young age sets the foundation for a lifetime of financial responsibility and success.

Neglecting estate planning can have significant consequences for your loved ones and the legacy you leave behind.

Global events can trigger significant volatility in financial markets and your investments, causing major fluctuations in prices.

Quantitative Easing involves the deliberate and substantial purchase of financial assets, most commonly government bonds, by the central bank.

The 4% Rule is a principle in retirement planning that offers a systematic approach to managing withdrawals from you investments during your golden years.

It is crucial that whilst building a secure financial future, these objectives align to create a stable and fulfilling life for you and your loved ones.

Tax-loss harvesting is a sophisticated strategy that you can use to optimise your investment portfolio(s) and reduce your tax liabilities.

In the world of long-term investments like those earmarked for retirement, understanding the nuances of market volatility is crucial.

At the heart of the investment rollercoaster lies a simple truth: investments can go down just as swiftly as they can rise.

Estate planning is a critical aspect of securing your assets and ensuring their distribution according to your wishes after you pass away.

Your risk tolerance encompasses your willingness to withstand financial uncertainty or potential losses whilst pursuing investment returns.

Does having CHF 500’000 cash in your bank account, uninvested, make you immune to the volatility of the stock market?

The world of investing has historically been shrouded in mystery; the realm of financial whizz-kids and the super-rich. Is this the reality?

Rooted in psychology and economics, we reveal how human emotions, biases, and cognitive limitations influence your financial decisions.

Inflation, the gradual increase in the general price level of goods and services, plays a significant role in shaping investment decisions and portfolio performance.

When you are just getting started with planning your finances, laying down a solid foundation is of utmost importance.

Financial planning — two words that might make you think of images of endless spreadsheets, calculations, and budgets rather than fun.

Financial independence isn’t merely a distant dream; it’s a tangible goal that embodies the freedom to live life on your terms.

Every investment decision carries the potential to influence industries, communities, and global progress.

Derivatives stand as versatile financial instruments, offering a wide array of possibilities for investors and traders alike.

Retirement planning is a marathon, not a sprint. However, many people grapple with the question of when to start their retirement savings journey.

The size of your initial step often matters less than the consistency and determination with which you tread the path.

Amidst the preparations and celebrations for a new member of your family, it’s crucial to ensure your financial house is in order.

The fear of missing out (FOMO) can be a powerful force and significant driver of impulsive investment decisions.

When life throws unexpected financial challenges your way, having a solid plan in place is crucial to maintaining stability and peace of mind.

As you approach the milestone of turning 40, it’s a crucial time to reflect on your financial journey and strategically plan for the years ahead.

The history of gold is as old as human civilisation itself, intertwined with tales of wealth, power, and enduring beauty.

With great wealth comes great responsibility. How do you make this work for you in the best possible way?

Preserving and growing your wealth is a key aspect of financial planning, but it’s often overlooked in the quest for immediate financial success.

Throughout history, remarkable women have broken down barriers, shattered glass ceilings, and made significant contributions to the field of finance.

Insurance provides you with protection and peace of mind, ensuring that you and your loved ones are financially secure in every situation.

In the age of technology, teaching children about financial responsibility has never been more crucial.

Whether you’re applying for a credit card, a mortgage, or a personal loan, your credit score plays a pivotal role in the approval process.

Knowledge and preparation are your most valuable assets when trying to understand when a market is crashing.

Interest rates, set by central banks and influenced by various economic factors, play a pivotal role in shaping the investment world.

The Financial Market Supervisory Authority, or FINMA, serves as the guardian of Switzerland's financial system.

These financial instruments are inextricably linked, creating a complex relationship that impacts all of our financial decisions.

Financial planning is more than just a buzzword of personal finance; it’s a fundamental concept that can shape your financial future.

The Rule of 72 can provide you with invaluable insights into how long it will take to double your investments.

Compound interest is a great financial concept that can make your money grow exponentially over time, without you having to do anything.

Understanding the costs associated with engaging a Financial Adviser is crucial.

To make informed financial decisions, you need clarity in the vast ocean of financial jargon.

The history of stock exchanges is a testament to human innovation, ambition, and the ever-evolving landscape of global finance.

From mobile banking apps to investment management apps, the way we manage and interact with our finances has undergone a revolution.

What are the five most crucial financial decisions you’ll ever make?

With digital currencies being talked about more and more, it is essential to understand the differences between CBDCs and physical cash.

What happens to your money when you press "buy" on an investment?

Uncovering the pros and cons of ESG investing and whether this trend is worth following.

Credit cards have become an integral part of the modern financial landscape, offering both advantages and disadvantages.

No matter your reason for saving, budgeting, and/or investing, effective financial management is key.

Money may not be able to buy happiness in its purest form, but it is true that financial resources play a role in enhancing overall contentment.

Seemingly insignificant expenses can have a significant impact on your overall financial wellbeing.

The ‘red flags’ of the financial advice industry about which individuals should be aware to protect their financial wellbeing.

Whether you’ve received an inheritance, won the lottery or sold a property, managing sudden wealth requires careful consideration.

90% of people make these money mistakes. Are you one of them?

Discover the keys to supercharge your Swiss savings and unlock the life about which you’ve always dreamed.

It’s a clash of titans, where traditional, hands-on stock picking meets the low-cost, low-effort approach of passive index funds.

What are the considerations every investor must weigh when contemplating a crypto-infused portfolio?

Understanding the intricacies of investment risk is paramount, no matter when you began investing.

Exploring the key factors and financial considerations that will help you plan your retirement in Switzerland.

It is crucial to understand the ins and outs of managing money in Switzerland.

ETFs and Index Funds have different characteristics that can influence which one is best for you.

It is essential to make informed decisions to ensure your financial stability in Switzerland.

Understanding the tax implications is crucial to maximising returns and remaining compliant.

Understanding these basic principles will help you make better financial decisions.

Retirement is too far away to start thinking about, right? Wrong! Make sure you are prepared for your later years.

Why is diversification an important part of investing?

Research suggests young adults and their parents are becoming increasingly comfortable talking about money matters.

Once you retire, how will you replace your income to maintain your current standard of living?

Your dreams, ambitions, and needs. Successful financial planning prepares you for every possibility.

Each of your new financial goals requires a plan.